We will cover the Proof of Eligibility process below but in general, the following people are eligible for a VA-Backed Loan:
At a minimum, we need you to fill out the Short Application In Order To Start The Pre-Approval Process. Don't worry if there are a few blanks that don't apply. Fill out as much as possible and when we speak, we will make sure we have all the information needed.
Click here to start the Pre-Approval processYou’ll need a Certificate of Eligibility before you can get a VA-backed loan. This section shows how you can apply for one.
Among categories A, B, and C below, find the one that matches your situation.
You can get a Certificate of Eligibility in any of three ways:
1. Apply online. Go to the Veterans Information Portal and click on User Registration. Click Here for user instructions for applying online.
2. Apply through us. In many cases, we can obtain a Certificate online in minutes. Check the table below entitled, “Evidence Needed for the Certificate of Eligibility.”
3. Apply by mail. Use VA Form 26-1880. Return it to the address shown on the form. If you can’t print the form, just call 1-888-244-6711 and follow the prompts for Eligibility.
Evidence Needed for the Certificate of Eligibility:
If you are: | You need to submit: |
Veteran |
DD Form 214; We are required to have a copy showing the character of service (item 24) and the narrative reason for separation (item 28). |
Active Duty Servicemember | A current statement of service signed by (or by the direction of): the adjutant, personnel office, or commander of the unit or higher headquarters showing:
|
You can get a Certificate of Eligibility in any of three ways:
1. Apply online. Go to the Veterans Information Portal and click on User Registration. Click Here for user instructions for applying online.
2. Apply through us. In many cases, we can obtain a Certificate online in minutes. Check the table below entitled, “Evidence Needed for the Certificate of Eligibility.”
3. Apply by mail. Use VA Form 26-1880. Return it to the address shown on the form. If you can’t print the form, just call 1-888-244-6711 and follow the prompts for Eligibility.
Evidence Needed for the Certificate of Eligibility:
If you are: | You need to submit: |
Serving now in the Selected Reserve or the National Guard and have never been activated for federal service |
Statement of service signed by (or by the direction of) the adjutant, personnel officer or commander of your unit or higher headquarters showing:
|
A discharged member of the National Guard who has never been activated for federal service |
Either: |
A discharged member of the Selected Reserve who has never been activated for federal service |
Copy of your latest annual retirement points statement and evidence of honorable service |
You must apply for the Certificate by mail.
If your veteran spouse died after service, VA must determine that the death was due to a service-connected disability. Please allow 2-3 months for this process unless you know that the decision on service-connected death has already been made.
Apply using VA Form 26-1817. If you can’t print the form, just call 1-888-244-6711 and follow the prompts for Eligibility.
Send the completed form to:
VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120
If you are: | You need to submit: |
The surviving spouse of a servicemember who died on active duty |
If you’re already receiving Dependency and Indemnity Compensation (DIC), you don’t need to send any documents. If you don’t receive DIC, please send us
It would be a good idea to add a simple signed statement saying that you would like to apply for DIC. If you qualify for the home loan benefit, you probably qualify for monthly payments under DIC. Put the servicemember’s Social Security number on all documents. |
The surviving spouse of a veteran who died as a result of military service |
Either: |
A discharged member of the Selected Reserve who has never been activated for federal service |
If you’re already receiving Dependency and Indemnity Compensation (DIC), send us a copy of your award letter. (Generally, you will already have a record on file at a VA regional benefits office.) If you don’t receive Dependency and Indemnity Compensation (DIC), please send us
We recommend that you add a simple signed statement saying that you would like to apply for DIC. If you qualify for the home loan benefit, you probably qualify for monthly payments under DIC. Put the veteran’s Social Security number on all documents. |
To expedite the processing of your loan, please provide the items listed below. If you have any questions, don’t hesitate to call!
Please provide the following as indicated:
Active: Copy of Current “Service Statement” (obtained from base personnel or online) and PCS Orders to Florida
If you are applying for refinancing or secondary financing:
In some cases, we may need additional information. If so, someone from our team will contact you. Please feel free to contact us with any questions!
Contact Michael Mandis, your local Certified Military Housing Specialist®, to setup a free consultation and develop your winning strategy when purchasing your new home with a VA Loan. It will be my pleasure to serve you!
Notice: This is a privately owned and maintained web site by Michael Mandis specializing in VA financing and is not a government agency.